Supplemental Health Coverages
You also have the option of purchasing supplemental health coverages such as critical illness, personal accident insurance and hospital indemnity.
If you are enrolled in medical plan 1, you will automatically receive basic critical illness coverage and personal accident coverage at no cost.
Critical Illness
- Up to $15,000 or $30,000
- Covered benefit examples include Alzheimer’s, cancer, heart attack, kidney failure and stroke
Critical illness Summary (Base Plan – included with Medical Plan 1)
Critical Illness Summary (Base Plan – included with medical plan 1 + $15k buy up)
Critical Illness Summary (Base Plan – included with medical plan 1 + $30k buy up)
Critical Illness Summary ($15k or $30k buy up)
Personal accident insurance
• Low/high coverage options
• Premium varies by coverage tier
• Covered benefit examples:
• Leg fracture: $1,000/$2,000
• Concussion: $200/$500
• Dislocated ankle: $500/$1,000
• Laceration: $25 and up
• Ambulance: $200/$400
Accident Summary ( Base plan - included with Medical Plan 1)
Accident Summary ( Base Plan - included with Medical Plan 1 + buy up low plan)
Accident Summary ( Base Plan - included with Medical Plan 1 + buy up high plan)
Accident Summary ( Low plan buy up)
Accident Summary ( High plan buy up)
Hospital Indemnity
• $500 or $1,000 benefit, if admitted
• Premium varies by coverage tier
Hospital Indemnity High-Low Benefit Summary